The Reserve Bank of India (RBI) has recently released the holiday calendar for 2025, outlining the dates when banks across the country will remain closed. This schedule is crucial for individuals planning to complete banking transactions and those who rely on in-person services. Here's everything you need to know about the RBI holiday calendar for January 2025.
Key Details About Bank Holidays in January 2025
1. General Bank Schedule:
In January 2025, banks will follow the usual schedule of being open on the first, third, and fifth (if applicable) Saturdays of the month. However, banks will remain closed on the second and fourth Saturdays, as well as on Sundays. Customers should also note that there are several state-specific holidays, so it’s important to check the list for regional closures.
2. Important Holidays in January:
- January 6, 2025: Banks will be closed in Chandigarh for Sri Guru Gobind Singh’s Birthday.
- January 11, 2025: Imphal and Aizawl will observe Missionary Day/Imoinu Iratpa, so banks will remain closed on this day.
- January 14, 2025: This will be a significant holiday across various regions, including Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (Andhra Pradesh), Hyderabad (Telangana), Itanagar, Kanpur, and Lucknow, for the occasion of Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazrat Ali.
- January 15, 2025: Chennai will observe Thiruvalluvar Day, making it a holiday for banks in the city.
- January 16, 2025: Chennai will also remain closed for Uzhavar Thirunal.
- January 23, 2025: Agartala, Bhubaneswar, and Kolkata will be closed for the birth anniversary of Netaji Subhas Chandra Bose and Vir Surendrasai Jayanti.
3. Notable Weekend Closures:
- January 12 & 19, 2025: Both of these Sundays will see banks closed nationwide. Remember, the second and fourth Saturdays (January 12 and 25) also mean closures in all branches across the country.
- January 25, 2025: As it is the fourth Saturday of the month, all banks will be closed across India.
- January 26, 2025: On Republic Day, banks will be closed nationwide, and this is also a Sunday, so no banking services will be available.
Holiday List in Detail:
- January 6: Sri Guru Gobind Singh’s Birthday (Chandigarh)
- January 11: Missionary Day/Imoinu Iratpa (Imphal, Aizawl)
- January 14: Makar Sankranti, Pongal, Maghe Sankranti, and others (Multiple States)
- January 15: Thiruvalluvar Day (Chennai)
- January 16: Uzhavar Thirunal (Chennai)
- January 19: Sunday (All India)
- January 23: Birth Anniversary of Netaji Subhas Chandra Bose (Agartala, Bhubaneswar, Kolkata)
- January 25: Fourth Saturday (All India)
- January 26: Republic Day (All India)
What Does This Mean for Customers?
While physical bank branches may remain closed on these dates, many banking services are still available through digital channels. Customers can access their accounts, transfer funds, and pay bills via online banking platforms, mobile apps, and ATMs.
For those planning to visit the bank for formal business, such as account-related inquiries, loan processes, or other banking activities, it’s crucial to plan and avoid these holidays. Banks will be operating on regular weekdays, with some state-specific exceptions.
Plan Your Banking Activities Ahead of Time
As the bank holiday schedule for January 2025 highlights multiple regional and national holidays, it's important to adjust your banking routine accordingly. By planning, you can avoid unnecessary delays and ensure that your banking tasks are completed before or after the holidays.
Be sure to check with your local bank branch for any additional closures specific to your region, as some areas may have additional regional holidays. With this information in hand, you can make the most out of the available banking days and avoid any inconveniences during the holiday season.
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About the Author:
Akanksha Sinha
I'm Akanksha Sinha, an expert in writing sports blogs, news, and various articles for entertainment and more. I bring a unique flair to my work, providing insightful perspectives on the world of sports.
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