Bank Holidays on March 31 & April 2025: Full List & Updates

As the financial year 2024-25 draws to a close, banking operations play a crucial role in ensuring seamless transactions and financial reporting. March 31 is a significant date for both banking professionals and customers, as it marks the last day for completing all fiscal activities. This year, with Eid-ul-Fitr coinciding with the financial year-end, there is widespread curiosity about bank closures. Here’s a detailed guide to clarify the operational status of banks on March 31 and April 1, along with the list of public holidays in April 2025.

Will Banks Remain Open on March 31, 2025?

Despite Eid-ul-Fitr falling on March 31, banks will remain operational across most parts of India. The Reserve Bank of India (RBI) has mandated that banks function on this day to ensure the smooth completion of financial transactions before the start of the new fiscal year on April 1. This decision helps prevent any discrepancies in financial reporting and ensures all monetary obligations are met without delays.

However, banking services will be unavailable in Himachal Pradesh and Mizoram, where a holiday has been declared in observance of Eid-ul-Fitr. Customers in these states should plan their transactions accordingly.

April 1, 2025: Bank Holiday or Working Day?

April 1 is an essential day for financial institutions as they carry out annual account closing activities. To facilitate these operations, most banks across India will remain open. However, select states, including Meghalaya, Chhattisgarh, Mizoram, West Bengal, and Himachal Pradesh, will observe a bank holiday.

For customers in these regions, it is advisable to complete any crucial banking transactions before this date to avoid inconvenience.

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A Detailed List of April 2025 Bank Holidays

For better financial planning, here is a comprehensive list of bank holidays in April 2025:

April 1 – Sarhul (Holiday in select states)/Annual Account Closing
April 5 – Babu Jagjivan Ram’s Birthday
April 10 – Mahavir Jayanti/ Mahavir Janmakalyanak
April 14 – Dr. Babasaheb Ambedkar Jayanti / Vishu / Buisu Festival / Maha Vishuva Sankranti / Tamil New Year’s Day / Bohag Bihu / Cheiraoba/ Biju Festival
April 15 – Bengali New Year’s Day / Bohag Bihu / Himachal Day
April 16 – Bohag Bihu
April 18 – Good Friday
April 21 – Garia Puja
April 29 – Bhagwan Shri Parshuram Jayanti
April 30 –Akshaya Tritiya/ Basava Jayanti

Impact of Bank Holidays on Financial Transactions

Bank holidays can affect multiple financial activities, including online banking, cheque clearances, loan disbursements, and customer support services. While digital banking platforms remain functional, services requiring branch visits may experience delays. Customers are encouraged to utilize online banking for urgent transactions on bank holidays.

How to Prepare for Upcoming Bank Holidays

Complete Transactions in Advance: If you need to visit a bank branch for cash withdrawals, cheque deposits, or document verifications, schedule these tasks before the holidays.
Use Digital Banking Services: Online banking, mobile apps, and ATMs will continue to operate, allowing seamless fund transfers and bill payments.
Check Local Bank Schedules: Some regional variations exist, so verifying the bank’s holiday schedule through their official website or customer service can prevent last-minute issues.
Plan Salary and EMI Payments: If you receive your salary or have EMIs scheduled on a holiday, ensure the funds are available in your account to avoid penalties or late fees.

Conclusion

As we approach the financial year-end and the start of a new fiscal period, being aware of bank holidays ensures a hassle-free banking experience. March 31 will witness operational banks in most states, except Himachal Pradesh and Mizoram, ensuring smooth fiscal transactions. Meanwhile, April 1 will see a partial holiday, affecting banking services in five states. By planning transactions in advance and utilizing digital banking platforms, customers can avoid disruptions during the upcoming holiday period.

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