A significant update has been announced regarding the Pradhan Mantri Awas Yojana (PMAY), aimed at providing housing to eligible rural families. Initially, the scheme targeted economically weaker sections without proper housing facilities. However, the new guidelines have expanded eligibility to include families with relatively higher incomes in rural areas.
Revised Eligibility Criteria
According to the latest revisions, families earning up to Rs 15,000 per month can now avail of the scheme's benefits. Earlier, those owning a motorcycle, refrigerator, or Android smartphone were disqualified. But under the new rules, these families are also eligible for PMAY.
This expansion is expected to benefit lakhs of rural households previously excluded due to their slightly better financial status. The revised eligibility criteria aim to enhance the living standards of rural populations by making affordable housing accessible to more families.
To identify the new beneficiaries, an online survey will be conducted before January 10. The government has already launched a dedicated app named ‘Awaas Plus’, which will streamline the beneficiary selection process. The app ensures transparency and prevents any fraudulent practices during the selection and approval stages.
Simplified Application Process
Previously, applicants had to visit government offices for both offline and online submissions. Now, the process has been simplified. Interested beneficiaries can directly apply via the PMAY mobile app. After submitting the online application, they need to deposit the required documents at the Tehsil office for verification.
Key Highlights of the Update:
- Increased Income Limit – The income cap has been raised from Rs 10,000 to Rs 15,000 per month.
- Asset Ownership Relaxed – Families owning a motorcycle, refrigerator, or smartphone can now apply for the scheme.
- Online Survey & Application – Beneficiaries will be identified through an online survey conducted via the Awaas Plus app, ensuring transparency.
- Fraud Prevention – The Awaas Plus app will maintain detailed beneficiary records, minimizing the chances of fraud.
Government’s Goal
The primary objective behind this revision is to ensure that even families with moderate financial stability in rural areas have access to proper housing. By modifying the eligibility criteria, the government aims to extend support to a larger section of rural society.
These changes in PM Awas Yojana come as a significant relief for many rural families, including those considered slightly affluent. With an easier application process and an increased income limit, the scheme now covers a broader population. The upcoming online survey and a transparent selection process will ensure that deserving families benefit from the initiative. If you believe you qualify for the scheme, apply soon through the PMAY mobile app and secure your home under this government initiative.
Also Read: PMAY 2.0: How to Apply for Affordable Homes Online in 2024
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