Insurance On Terrorist Attack: On 22 April, a terrorist attack took place in Pahalgam, Jammu and Kashmir. 26 people lost their lives in this terrorist attack. At the same time, many people were also injured in this dreadful terrorist attack. After this attack, the Indian government came into action mode and stopped the Indus Water Treaty with Pakistan.
The Jammu and Kashmir government has announced compensation for those who lost their lives in the attack. Meanwhile, many people have a question in their minds whether people get insurance after dying in a terrorist attack? What do the rules say about this?
Do you get insurance after death in a terrorist attack?
Let us tell you that if a person takes term insurance, then he gets insurance even after death in a terrorist attack. Because term insurance provides cover for every type of death. Which also includes terrorist attack. Apart from this, cases like road accident and natural death are also included in this insurance.
However, while taking term insurance, you should also keep in mind that there should not be any exclusion clause in it. Like death during war or death during terrorist activity. If this happens and your policy does not cover terrorism. Then you will not get insurance.
Accidental Death Benefit Rider and Travel Insurance
If you take term insurance and add accidental death benefit rider to it, then you get a separate cover in addition to term insurance in case of an accident. Death in a terrorist incident is considered an accidental death. In such a situation, you can take accidental death benefit rider cover.
Also Read: All Eyes On Pahalgam : Pahalgam Terror Attack
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