Banks in India operate according to a mix of national and regional holidays, reflecting the diverse cultural fabric of the country. While nationwide holidays like Republic Day, Independence Day, and Diwali are observed by all banks, several states have their own specific holidays tied to local festivals and events. Planning banking activities requires awareness of both these nationwide and regional holidays.
For the last quarter of 2025, the months of October, November, and December are packed with festive and regional observances, leading to multiple bank closures. Apart from Sundays, banks also close on the second and fourth Saturdays of each month, which is a consistent nationwide practice. This makes it important for individuals and businesses to organize their banking tasks well in advance.
These upcoming months include some of India’s most celebrated festivals such as Diwali, Dussehra, and Chhath Puja, along with regional observances like Kannada Rajyothsava and Goa Liberation Day. Each holiday has its own cultural and historical significance, and banks follow these schedules strictly. Knowing the holiday calendar helps avoid inconvenience, ensures timely financial transactions, and allows customers to plan ahead.
Bank Holidays in October 2025
October 2025 is a festive month in India, with a mix of national and regional holidays. It begins with Maha Navami on October 1, which is observed as a regional holiday in some states. This is followed by October 2, when banks close nationwide for both Mahatma Gandhi Jayanti and Dussehra, celebrating India’s independence leader and the victory of good over evil, respectively.
In addition to these, October features the regular second Saturday holiday on the 11th and the fourth Saturday on the 25th. The biggest festival of the month, Diwali or Deepavali, falls on October 20, when all banks across India remain closed to celebrate the festival of lights. Diwali marks the victory of light over darkness and is a time for family gatherings, prayers, and festive shopping.
Towards the end of the month, regional observances like Chhath Puja on October 27–28 and Sardar Vallabhbhai Patel’s Birthday on October 31 also result in bank closures in specific states. Chhath Puja is primarily celebrated in Bihar, Jharkhand, and Uttar Pradesh, and honors the Sun God, while Patel’s birthday is observed in Gujarat and a few other regions.
Bank Holidays in November 2025
November continues the trend of regional and national bank holidays. On November 1, Karnataka observes Kannada Rajyothsava, celebrating the formation of the state, while Haryana marks Haryana Day. Both are state-specific holidays, so banks in other states may remain open.
Guru Nanak Jayanti, which falls on November 5, is a nationwide holiday and commemorates the birth of the first Sikh Guru. This day sees widespread celebrations and prayers, and all banks across India remain closed. Regular second and fourth Saturday holidays occur on November 8 and 22, ensuring that banking services are unavailable on these days as well.
Towards the end of the month, Punjab observes Sri Guru Teg Bahadur Ji’s Martyrdom Day on November 25. This is a regional holiday, and banks in Punjab remain closed in observance of the day. The month blends spiritual and state-specific observances, making November another significant period for planning banking activities.
Bank Holidays in December 2025
December 2025 features a combination of regional and national holidays along with regular Saturday closures. The month begins with the Feast of St. Francis Xavier on December 3, celebrated in Goa with cultural and religious events, resulting in bank closures in the state.
The regular second Saturday falls on December 13, and the fourth Saturday is on December 27. Both are observed nationwide, ensuring that banks are closed across India. Goa Liberation Day on December 19 is a regional holiday marking the liberation of Goa from Portuguese rule, so banks in the state observe this day.
The month ends with Christmas Day on December 25, a nationwide bank holiday celebrating the birth of Jesus Christ. Festive season banking requires awareness of both national and regional holidays, as December sees a mix of cultural, religious, and historical observances. Planning ahead is essential to avoid last-minute disruptions.
Bank Holidays Table for October–December 2025
| Date | Day | Holiday | Region |
|---|---|---|---|
| October 1 | Wednesday | Maha Navami | Regional |
| October 2 | Thursday | Mahatma Gandhi Jayanti, Dussehra | Nationwide |
| October 11 | Saturday | Second Saturday | Nationwide |
| October 20 | Monday | Diwali/Deepavali | Nationwide |
| October 25 | Saturday | Fourth Saturday | Nationwide |
| October 27 | Monday | Chhath Puja | Regional |
| October 28 | Tuesday | Chhath Puja | Regional |
| October 31 | Friday | Sardar Vallabhbhai Patel's Birthday | Regional |
| November 1 | Saturday | Kannada Rajyothsava, Haryana Day | Regional |
| November 5 | Wednesday | Guru Nanak Jayanti | Nationwide |
| November 8 | Saturday | Second Saturday | Nationwide |
| November 22 | Saturday | Fourth Saturday | Nationwide |
| November 25 | Tuesday | Sri Guru Teg Bahadur Ji's Martyrdom Day | Regional |
| December 3 | Wednesday | Feast of St. Francis Xavier | Regional |
| December 13 | Saturday | Second Saturday | Nationwide |
| December 19 | Friday | Goa Liberation Day | Regional |
| December 25 | Thursday | Christmas Day | Nationwide |
| December 27 | Saturday | Fourth Saturday | Nationwide |
Also Read: OpenAI Sora 2 App Launch: AI Video Meets Social Media
About the Author:
Harshit Raj
