Planning a bank visit next week? You may want to double-check the holiday calendar before heading to your nearest branch. According to the official holiday list released by the Reserve Bank of India (RBI), banks across several states will remain closed on multiple days between September 1 and September 7, 2025. The closures are due to upcoming religious and regional festivals, including Karma Puja, Onam, Id-E-Milad, Thiruvonam and Indrajatra.
It is important to note that not all holidays apply nationwide. Bank holidays are decided on a state-by-state basis, which means that some branches may remain open in certain regions while others remain closed. Therefore, customers should check with their local branch in advance to avoid last-minute disruptions in their financial activities.
Why bank holidays are important
Since banks play a crucial role in handling financial transactions, holidays can impact activities like cheque clearance, demand drafts, and in-branch services. However, online banking, mobile banking, ATMs, and UPI transactions will continue to function normally, allowing customers to manage urgent financial needs without interruption. Planning ensures that you can withdraw cash, pay bills, or transfer money smoothly during the holiday period.
Bank holiday list September 1-7, 2025
Here is the complete list of state-wise bank holidays scheduled for the upcoming week:
- September 3, Wednesday: Banks closed in Jharkhand for Karma Puja.
- September 4, Thursday: Banks shut in Kerala on account of the First Onam celebration.
- September 5, Friday: Banks closed in Gujarat, Maharashtra, Madhya Pradesh, Mizoram, Tamil Nadu, Uttarakhand, Telangana (Hyderabad, Vijayawada), Manipur, Jammu & Kashmir, Karnataka, Uttar Pradesh, Kerala, New Delhi, and Jharkhand for Id-E-Milad (Milad-Un-Nabi) and Thiruvonam.
- September 6, Saturday: Banks closed in Sikkim and Chhattisgarh for Id-E-Milad and Indrajatra.
- September 7, Sunday: All banks across India will remain closed, as Sunday is a nationwide bank holiday mandated by RBI.
Banking services you can use on holidays
Even when physical branches remain closed, customers can still access multiple banking services:
- Cash withdrawals and deposits through ATMs.
- Online banking services for fund transfers, balance checks, and bill payments.
- UPI apps such as Google Pay, PhonePe, Paytm, and BHIM for seamless digital transactions.
- Mobile banking apps for managing accounts, credit cards, and instant transfers.
RBI rules on bank holidays
The Reserve Bank of India declares holidays for banks under the Negotiable Instruments Act. While branch operations remain suspended during these days, online and digital transactions continue without disruption unless specified by the bank due to system maintenance.
If you need to complete any major bank-related work next week, make sure to plan accordingly around the scheduled holidays. With digital banking services at your fingertips, you can still enjoy uninterrupted transactions even during festival closures. However, for tasks like cheque clearances or in-person account services, visiting the branch before or after the holiday week will save you from inconvenience.
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